Hired and Non-owned Automobile Liability for Architects/Engineers Also referred to as HNOA, this coverage can be found in your business owner policy or package policy. Hired auto means any auto…
Named Insured vs. Additional Insured on an Architects/Engineers General Liability Policy What is the difference between being a named insured and an additional insured? There are several differences when it…
Contracts for Architects and Engineers Contracts are a vital prior to the start to a project and the strength of that contract is equally as important. While most attorney’s and…
Space Heater Fires – Are You Covered? Travelers Insurance provides helpful information in their safety article, if you have space heaters in your office. If you are renting a building or…
Who is Responsible for Job Site Safety? This seems to be an age old debate and the cause of many claims in the design professionals industry. Last August, Bruce Furukawa,…
What should my sub consultants have for insurance on a project? The general answer to the question is that your sub consultants should carry the same limits of liability and…
Liability When Not Prime on the Project Does my firm have liability if we are not the prime on a project? This question is asked quite often and the answer…
Important Clauses to Pay Close Attention To in the Architects and Engineers Professional Liability Policy Yes it can be a lengthy policy to review but when renewing your policy or…
Blockchain and the Design Professional What is Blockchain? The blockchain is an incorruptible digital ledger of economic transactions that can be programmed to record not just financial transactions but…
A-E Contract – Know It! It is important to not only negotiate contracts with your client but equally as imperative to know your contract throughout the project. Many times the…
Are contracts important for architects and engineers? Many times it may seem like just because the project is small you don’t need a contract. Or my firm works for this…
Manage Injured Worker Claims Through Additional Insured Status A very informative risk management article from Victor O. Schinnerer relates to having the contractor name the design professional as an Additional…