Risk Management

“Contractors Insurance Requirements – A Primer” Commercial insurance for a general contractor is different than the insurance that a subcontractor needs to carry. Really?? Many owners, generals, construction managers don’t realize the…

Waiver of Subrogation What is waiver of subrogation on insurance policies for Architects and Engineers?  Waiver of subrogation is a contractual provision where your firm agrees to limit the rights…

When should my design firm report a claim on a Professional Liability policy?  This can be a tricky question because not all answers are straight forward as to when to…

Who is an insured under a Professional Liability policy for Architects & Engineers? This will be defined differently with each specific insurance company.  Be sure you read the policy and…

INSURANCE RATES Commercial Insurance rates can be affected by losses. Workers Compensation insurance costs can be affected by employee injuries. General Liability insurance costs could be affected by injuries to…