KEY FEATURES:
- Free pre-claim assistance
- No hammer clause
- Pollution incident coverage
- Broad definition of Professional Services (including information technology services)
- Punitive damages coverage, where insurable by law
- Disciplinary defense reimbursement – Up to $25,000 per policy period
- Loss of earning – Up to $500 per person, each day/$7,500 per claim/$25,000 per policy period
- FHA, OSHA and ADA proceeding reimbursement – Up to $25,000 per policy
- 60-day claim reporting grace period
- 60-day automatic extended reporting period
- Multiple extended reporting period options
- Coverage for prejudgment & post judgment interest
- Coverage for liable, slander and copyright infringement
- Innocent insured coverage
- Worldwide coverage